If you're an attorney, a CPA, a medical professional, a professional athlete or a business owner, you may find it surprisingly difficult to get your long-term disability insurance claim paid. It's not because your occupation is especially dangerous, and it's probably not because you've made a mistake filing your claim.
Your long-term disability insurer may deny you in bad faith
When you work in an office or clinic, you may have assumed you would never need LTD insurance because your work isn't usually dangerous. Unfortunately, doctors, attorneys, executives, accountants, architects, writers, orthodontists and other professionals are vulnerable to long-term disability.
Drug and alcohol problems often lead to disability claims
Is there such thing as 'good bad faith?'
Do you fear your long-term disability insurer is stalking you?
Have you received a Facebook or LinkedIn friend request from a stranger? Have former co-workers called to let you know they were interviewed about you by an insurance company? Perhaps you've noticed an unusual number of photographers in your neighborhood recently.